|giv| Week 2
Use this guide to help your group discussion as you meet this week.
Transcript
Good morning. Sounds like a couple of you might have what I got the other week. So I apologize if at some point I have to cough or drink out of the water here this morning. But as has already been mentioned this morning, we are in the middle of our Give series. And so every year between Thanksgiving and Christmas, we as a church take the opportunity, while our culture is pressing in on us with a message of consumerism, to look to the scriptures. What does Jesus have to say about what is an appropriate way for us to approach our money and our stuff? And at the center of it, at the heart of it, is giving that he gave himself. And so we want to look at what it looks like to be generous people. And as a part of our Give series, we have what we call a Give project. And so every year we have an opportunity to partner with some organization, mission opportunity, ministry, something, somewhere, someone in need that we can help fill the gap in as a church by giving of our money, giving of our time, resources, whatever it might be that year.
This year we've been focusing on international mission work. And last week Chet got to introduce phase one of our project. So if you weren't here, I'm going to briefly explain what we're doing in this phase one. We are partnering with mission organization based in Mexico called elam. And they specifically help partner with local churches in Mexico to share the gospel to people who don't know. And one of the ways that we specifically get to partner with them is that several times a year they do short term mission trips, medical mission trips into indigenous communities in Mexico where they go in trying to help meet physical needs of people, whether it be that they have a hard time seeing, hard time hearing, so some ailment in their body, and that is a doorway by which they use to partner with local churches to share the deeper spiritual need of the gospel of Jesus. And so we're specifically helping raise funds for that avenue of ministry that they do.
We're looking to provide for them an enclosed trailer so that they can transport materials. And then we're also looking to fill that trailer with all sorts of medical equipment for them as they do this work. So I'm excited that thus far we have been able to raise in the last week a little over $7,000 toward this project, which is exciting. Yes, very exciting. And so right now, if for some reason this all had to stop, we'd at least be able to at this point be able to purchase them a closed in trailer where they could transport their supplies. But we're hoping we get to continue and we get to continue to raise funds. We're looking for another $15,000 for this part of our project where we get to fill this trailer full of medical equipment to help them, equip them for the work that they are doing. And then Chet's going to come back at the end of this morning and introduce what phase two of this project is. And this is really a great opportunity for us as a church to give toward the mission that God is doing in these other mission organizations. And not only is it a good opportunity for us to give to them and in this participation of giving, this is a good opportunity for us to have our own hearts drawn in toward the mission that God is working across the world.
Today that's what we're going to be looking at in this passage. Jesus is going to be specifically addressing the orientation of our own hearts toward our stuff and our money. So let me pray and then we'll dive into the text. Father, we thank you that you first gave to us. And so we pray that this season, as we are pressed in to think that we should take and that it's about us, that we would consider others as more important than ourselves, like you did, and that we would be people of generosity. This morning, would your word speak to us? Would it inform what it looks like for us to be followers of Jesus? In his name we pray. Amen.
If you will, you can turn in your Bible to Matthew chapter six. We're going to be in verses 19 to 24. If you don't have a Bible with you, you can use one of the blue ones in the chair, chair in front of you. That's going to be on page 473 as you're turning there to give a brief context to the passage that we're going to be in. Because we're just jumping right into the middle of the book. We are in the Gospel of Matthew. So this is an account of the life of Jesus, his ministry on earth. And specifically in chapter six, we're in the section that is commonly referred to as the Sermon on the Mount. So this is the longest chunk of Jesus's teaching that we have in a row back to back, where he's sitting down and teaching his disciples. Specifically in the Gospel of Matthew, the main theme is the kingdom of God coming. And so he has a whole scope, a broad scope of topics that he's teaching on. What does it look like for the kingdom to be coming here and now? And if you actually look inside of those three chapters, 5, 6, and 7. And look at all the individual things he talks about. There's one that stands out that he talks about more than any other, and that is specifically our relationship to money, our relationship to our material possessions. And so that's what we're going to be looking at.
In this passage today, Jesus is going to be taking us on a journey from our outward experience with the material things with money, down into the inner experience with money and stuff. And he's going to do so in sets of two. So I'm going to cheat. I'm going to tell you exactly what we're going to talk about all morning, and then we'll get to go in more detail. So first, Jesus is going to teach on two different treasures. Two different treasures. Then he's going to teach us about two different eyes. Eyes. And then he's going to teach us about two different masters. And that's where we will finish out this morning. But first we'll start with two treasures. So let's read starting in verse 19, Jesus says,
> "Do not lay up for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal, but lay up for yourselves treasures in heaven, where neither moth nor rust destroys nor thieves break in and steal. For where your treasure is, there your heart will be also." (Matthew 6:19–21, ESV)
So Jesus starts out by comparing laying up treasures on earth with laying up treasures in heaven. Don't do the one, do the other. So let's take this one at a time to start off. First, Jesus says, do not lay up for yourselves treasures on earth. Now, what exactly does he mean by this? On the surface level, I think we can understand the basic principle of don't store up too much stuff on earth here. But how much is too much? Can I store a little bit? Dave Ramsey told me that I should save $1,000, then I should pay off all my debt, and then have three to six months worth of an emergency fund. Can I have an emergency fund? Is that something I should have? We don't even have to go outside the text for this question to come up. In Proverbs 21:20
> "Precious treasure and oil are in a wise man's dwelling, but a foolish man devours it." (Proverbs 21:20, ESV)
So it's wise to have money, to have treasure stored up. But I thought that's what we're not supposed to do. Well, before we get too confused here, let's take a step back, look at the full context of what Jesus is teaching here. Because I definitely don't think the Bible is contradicting itself. I just think that Jesus is after something different than what this proverb is. So let's go back to the text, read it a little bit more in its full context. Do not lay up for yourselves treasures on earth where moth and rust destroy, where thieves break in and steal.
The other month, my wife and I got to go to the State Museum, the South Carolina State Museum we were actually invited to. It was. Apparently you can rent like the lobby space. So it was a private event after hours. It was a wedding ceremony, reception that was being held afterwards. So we're there, we're having a great time, and then we find out like halfway through this event that apparently when you rent the space, you also get access, or at least when they rented the space, we had access to all the different floors of all the different exhibits. So we thought, perfect, we're here, let's take advantage of it. So there was like nobody in the museum. We're just walking around, having a great time. And on that first floor, when you walk in, you know, you got that big shark that's hanging down from the ceiling and you get to walk through. It's like the prehistoric exhibits and stuff. And we come across this one that I'm looking at, and it's called a fossil, a petrified fossil. I'm like, wow, that's pretty cool. It's impressive. It's been a while since I've been in the State Museum. And then I'm looking at it, it's not like in any enclosing, it's just out in the open. So I start reading in more detail. This is a replica of a. Immediately as soon as I read that, my care for this went from really to almost not. I could have seen a picture on the Internet of a replica of a petrified fossil. And so we move on from that. We're going through the different floors. Eventually we're on that top floor, which is like the Revolutionary War and Civil War memorabilia, and they got the Industrial Revolution stuff. And right in the middle of all that, there's this like 15 foot by 15 foot structure, which is apparently an old house that used to be used as like a schoolhouse where they would have gathered. And walking in, I'm walking on the floorboards, I start to read the description. This is the real deal. Apparently the boards that I'm standing on, the ceiling that I can touch, not just because I'm tall, because it's also short ceiling. Everything about this structure, it was the real deal. It was actual history from back in that time. Now, I'm assuming they probably deconstructed it and put up pieces in and put it back together. But this is really it. It's like from the 1800s, this old building. And I'm amazed being able to stand in here. I'm just taking it all in, soaking it all in. And the reason that it was so exciting is because it's not supposed to be there. That's not our experience with stuff. When was the last time you came across something from the 1800s? I don't know. You can go to the State Museum, you can see that. But this is the reason why we would even have something like a museum, that we would get excited about walking around and looking at old things. But because old things aren't supposed to last, that's not our experience. Things fade, they break. It's why we have to have replicas of fossils, because they're not around. That's our experience. So Jesus is saying, don't lay up treasures on earth because moth and rust destroy. Because stuff, it crumbles and falls apart.
He continues on. But lay up for yourselves treasures in heaven where neither moth nor rust destroys and where thieves do not break in and steal. Now notice here that Jesus isn't condemning laying up treasure. He's just telling us where there's a better place to put it. Now, what would you say if I told you that there is a house that has zero maintenance issues and zero maintenance fees? Can you imagine that maybe. No. I get one head nod back and think, no, it doesn't exist. If you could maybe envision it, it's possible that you have in your head that you don't have the maintenance issues or fees, but somebody else does and you just get to live there. Because that's not what we're used to. Stuff breaks, it falls apart. But if we take Jesus at his word for what he says, do you know that there's a place in which the things that you and I possess, they never fade? It never breaks. Did you know that there's a place where your check engine light never comes on again? There is a place where your H Vac unit doesn't make that weird clunking noise every time it turns on? There's a place where your phone screen no longer has a crack running right through the middle of it? Or that you know that Tupperware that you've got positioned just right under that leaky faucet underneath the little shutoff valve? Yeah. You know that Tupperware. You know it's there. That valve Never leaks again. That's a real place. And if you start to really think about it and consider it, I want to be there. Don't you want to be there? What would it look like for us to invest in that kind of place? Because Jesus says that kind of treasure, it never fades. And it's found in heaven is what he says.
It's found in the place where the glory and the presence of God is perfectly and fully manifested. And the story of the Scriptures is that that place, that heaven at the end of this time will come to be with us here on this earth, that that perfect place where the glory of God is perfectly displayed, where things don't ever break, things don't ever end, it comes to be with us. And Jesus says that he's going there to prepare a place for us. There's a seat at the table of the feast of the wedding lamb. The imagery at the end of the Book of Revelation, it's filled with beauty and wonder. The streets lined with gold walls and buildings held up by foundations of precious stone. A perfectly clear river running through the city, with a tree of life ever producing perfect fruit. Treasure abounds. Everlasting treasure abounds there in that place.
Now, laying up treasure in that place, I think it looks a little bit different than what you and I are used to because we're very physical, tangible, immediate response type people, right? And so it's easy for us to look at, you know, like numbers on a bank account screen. And that feels tangible as like a storing up of treasure. It's easy to think about the house or the car, the toys and the trinkets, because it's immediate feedback stuff. We invested our time, our energy, our money, whatever it is, and immediately there's something there. But when it comes up, when it comes to laying up treasures and heaven, Jesus says things like this in the Gospel of Luke, chapter six. He says,
> "Blessed are you when people hate you and when they exclude you and revile you and spurn your name as evil on account of the Son of Man. Rejoice in that day, and leap for joy, for behold, your reward is great in heaven; for so their fathers did to the prophets." (Luke 6:22–23, ESV)
A little later he says,
> "But love your enemies, and do good, and lend, expecting nothing in return, and your reward will be great, and you will be sons of the Most High, for he is kind to the ungrateful and the evil." (Luke 6:35, ESV)
A little later in the Gospel are in, Jesus says this, and whoever gives one of these little ones even a cup of cold water, because he is a disciple, truly I say to you, he will by no means lose his reward.
> "And whoever gives one of these little ones even a cup of cold water because he is a disciple, truly, I say to you, he will by no means lose his reward." (Matthew 10:42, ESV)
Or in the Sermon on the Mount itself, chapter six, a little bit earlier than where we're reading. Jesus says,
> "But when you give to the needy, do not let your left hand know what your right hand is doing, so that your giving may be in secret. And your Father who sees in secret will reward you." (Matthew 6:3–4, ESV)
So this isn't quite as simple as hitting the Buy now button on the Amazon app and two days later a package arriving at your door. Maybe it looks a little bit something like this. Maybe you don't get invited to go hang out with the co workers at dinner after work because you've been labeled as one of those weird Christians. You've talked about Jesus one too many times for their comfort. Maybe it looks like you know that next door neighbor of yours that seems to hide out in the bushes with binoculars and wait until there's one too many leaves in your yard to report you to the hoa. Well, one week, you know, you notice his car has been in the same spot in the driveway for longer than usual and the leaves are piling up. So this is finally your opportunity to go and blow his leaves into your yard so that you can pick them up. Or maybe it looks like something as simple as carrying some cold water bottles in your car on a hot summer South Carolina day so you can hand out to the beggar at the side of the intersection. Maybe it looks something like someone in your group is talking about how money's tight and the grocery budget is really slimming up and they don't know exactly how it's going to work this month. And so the rest of you talk and deliberate. You get some money together, a couple, you go down to Walmart and you fill up bags with food and you go take it to their house and drop it off. This is the kind of stuff that it looks like to participate in storing up treasures in heaven. I'm sure we can continue on with different types of examples, but what Jesus tells us as well in this, if you were paying attention to these different references, Jesus says that the Father sees it all, the Father sees it, and in his justice will reward every effort that is made.
Now at the end of this comparison between the storing of treasures on earth, storing treasures on heaven, Jesus gives us the reason why. In verse 21 he says this. For where your treasure is, there your heart will be also. Very basic principle. You care about the things that you put money into. I'll let you in on a little secret. I don't know if you knew this, but before six years ago I never cared about the property at 327 Piney Grove Road, which, if you don't know me, that's my home address. You can send mail there or something. I'll accept a Christmas card. Never cared. So pre2019, didn't ever think about it. Now, here's the rest of the secret. For the last six years, I have cared more about the property at 327 Piney Grove Road than any other property in my life. Because for the past six years, my wife and I have lived there. We've invested our time, our resources into making a home for us and our family and people to come over. But it's just how it works. Wherever we put our money, wherever we put our resources, our time, that's what we care about. We start to be drawn into that thing. Maybe we never cared about it before, it's just a thing, but we started investing our money, our time. All of a sudden, our heart is drawn there. In other words, Jesus is telling us, don't store up treasures on earth, not just because it doesn't last. That's an important thing to understand. It's because when we start storing up treasure here in this place, where does our heart go? Our heart starts to be drawn to this temporary space. But if we start to invest, if we start to store up treasures in heaven, where does our heart go? Our heart goes to that eternal kingdom. Our heart begins to care about, be drawn toward the Father, toward his work, toward his glory. That's what we care about when we start to do that.
So this brings us all back to that confusion where we started off. Here, Jesus says, don't store up treasures on earth. The proverb we read said, the wise man has it there. But remember that Jesus is after something else. That proverb, it's. It's teaching us about practical wisdom, of, you know, having a budget and being good stewards of the things we have. But Jesus, he's turning us in a different direction. He's focusing on the heart. So I think that when we ask the question, how much is too much? We've just asked the wrong question. And not just that, but actually if we ask that question, which I think we all have, if we've come across this, it exposes our heart that we don't know what Jesus is talking about. If that's our question, how much is too much? So I think rather the better question is, how can I store as much treasure as possible in the eternal kingdom? I think that's the better question. How can I store as much treasure as possible in the eternal kingdom? Because it's what Matters, it's what lasts. So when we're asking that first question, we've got our eyes in the wrong place. And that's why Jesus doesn't stop there, he continues on. So he's going to move on from talking about two treasures to now talking about two different eyes.
Verse 22.
> "The eye is the lamp of the body. So, if your eye is healthy, your whole body will be full of light, but if your eye is bad, your whole body will be full of darkness. If then the light in you is darkness, how great is the darkness!" (Matthew 6:22–23, ESV)
So we've got a healthy eye and we've got a bad eye. Now I'll be honest with you, this illustration throws me for a loop just about every time that I come across and read it because I get stuck like envisioning a lamp in place of somebody's eyes on a face. And it's just a weird image and it throws me off and I get all tangled up. But I think it's actually much simpler than that when we slow down when we read it. And very basic principle here that we all understand. A lamp gives light. And so a lamp that's working well provides light. A lamp that doesn't work, no light, it's just darkness, you know. I help with our student ministry to middle and high school students. And so we have student nights during the fall and spring semester. We meet here in the building and we always play some kind of game. I like to have something fun and exciting put together and I'm always trying to figure out what's the game that they like most to play. Over the years I found they really love to play hide and seek. It's one of their favorite games. However, they do not want to play that in August because in August at 5:36 o', clock, the sun is still about 3/4 in the sky and this whole place is lit up. And it's not very challenging to hide or to seek. But November comes, the time changes. The sun at 5:36 o' clock is already down. It's dark everywhere in here. We turn the lights off, we have appropriate safety measures, boundaries, and the leaders spread out and the kids get to go and they get to hide. And now it's challenging because now you can't see there's no lamp that's giving off light to participate. So this is a basic principle that we understand about light and darkness being able to navigate this space.
So if we hold on to that idea and then we also. There's one other thing that I think is helpful at Least it's helpful for me when reading this verse. Reading this message that Jesus is saying is substituting in the definition for the word I. And so the definition that I think Jesus has in mind when he says the word I is how you view your stuff and money. So in other words, it would read like this. Now, what's about to be up on the screen in parentheses, that's my own words, not the words of Scripture, but you can track with me here. So if Jesus were to say it this way with the definition instead of the word, it would read something like this. How you view your stuff in money is the lamp of the body. So if the way you view your stuff and money is healthy, your whole body will be full of light. But if the way you view your stuff and money is bad, your whole body will be full of darkness. If then the light in you is darkness, how great is the darkness? So our view of our stuff and our money, it shines a light into our inner being. At least it has the opportunity to shine a light into our inner being. Because if we have a healthy approach to our stuff and our money, it exposes that we have light. Or in other words, remember what we just talked about earlier, that we can see, we can navigate, we understand the world as it is, and we can appropriately engage with things. And more importantly, we can appropriately engage with people because we have a healthy approach and understanding of what this stuff is. But if we have an unhealthy view of our money and of our possessions, then it's darkness. All of a sudden, it becomes challenging to navigate this space that we live in. All of a sudden, it becomes challenging to relate to people because we don't have an appropriate understanding of what this stuff is, what money is.
Now, I think a fair question to ask would be, what is a healthy or an unhealthy view of our stuff and our money? That's an appropriate question that flows out of this. Now, unfortunately, we don't have the time to dive the full depths of that question, and Scripture has much to say on it. So I think we would be wise to consider that question in our own hearts and then see what the Scripture teaches. But we can at the very least right now refer back to what we have already just labored to understand because Jesus has been teaching on this idea. A good starting point of having a healthy view of our money and our stuff is knowing that it's temporary. It's temporary. It's not all that it's cracked up to be, especially compared to the worth that awaits us in the eternal kingdom. I think that when we start to see our stuff and our money as just dust that's packaged in a neat little form for a little while, then our perspective on it starts to change. Those grandiose promises that wealth and riches make, they start to be exposed as lies.
And that leads us to our final set. We're going to see what truly is at stake here. This is where the true issue lies in two masters. Jesus finishes out with this in verse 24.
> "No one can serve two masters, for either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve God and money." (Matthew 6:24, ESV)
If you work for Apple, then you sign a non compete, which means that you can at the same time also work for Microsoft, or if you work for Coca Cola, at least maybe high enough up in the ranks, you also would sign a non compete, which means at the same time you can't work at Pepsi. Basic understanding, they're in competition with each other as businesses. Jesus saying here that you can't live for God and also live for money. They're in competition, they're exclusive. You sign a non compete. This is what we mean when we talk about here being gospel centered. We don't talk about having our little Jesus stuff on Sunday morning and Wednesday night. And for the super spiritual 15 minutes in the morning, no, Jesus takes over it all.
Now here's the bigger issue with what Jesus just said. Because Jesus just said that you and I, we are servants and we have one of two masters. Either the Lord is our master and we serve him, or money is our master and we serve it. I think our American skin crawls when we hear that we don't have a master. No one tells me what to do. Well, Jesus has a different take. It's not a question of whether or not you will serve. It's simply a question of whom will you serve. And outside of Jesus, you and I don't have have a choice. Outside of Jesus, you and I are enslaved to money. It owns us. Just ask yourself these types of questions here. Do a little thought exercise. Outside of Jesus. So think before your life was surrendered to him, or maybe even some. When your life was, what was your drive? What woke you up in the morning? Why'd you set the alarm? What orients your schedule? Why do you live in that location? Why did you study at that college? Why did you take that job position? You think on these types of questions, you might start to see a pattern. Well, I Set my alarm for that time because I have to wake up to be a work and I have to be to work because I have to make money. And I moved here to this area because, well, there was a job, it was pretty good job, pretty good money. Well, I moved, I moved here because, I work remote and I was living in a big city where cost of living was extreme. And I came here, Columbia, you know, it's kind of still up and coming, so it's kind of cheaper to live here, but still got good amenities, you know, that's why I live here. Well, I studied at that college, I took out some loans to go to that college because I was convinced that it would pay off and I'd be able to make some money. We're enslaved to owns us. It works us and it grinds us until we're just shells of people. And the worst part is that it tricks us. It makes promises. And what we thought was going to be our deliverance from the guilt within and from the suffering imposed on us, it turns out to be the very force that holds us in captivity.
And if this morning that is what you feel like, you feel stuck under the compulsory rat race that we call the American dream, let me tell you that more isn't enough. It never satisfies. You can't have enough money in your bank account. You can't have a nice enough house, you can't drive a nice enough car, you can't have enough toys and trinkets to satisfy what is within you. It's a bottomless pit that just keeps on going. And if this morning you're prone to self righteousness, let me also tell you that you can't give enough to deal with that guilt within you. Because only Jesus is enough. Only at the cross of Christ is the guilt for sin actually paid for. Atonement is only found there. And when we close this morning, the news doesn't stop there. At the cross, Jesus rose from the grave. He rose in power and paved a way for you and I to live inside of new resurrection life. And this life, it's not theoretical. It's not just ideas that you and I talk about on a Sunday morning or on a Wednesday night when we get together. It's real power to live.
Do you know that you've been set free by Jesus for money? It no longer owns you. It is no longer your master. Jesus is. So as a church, we're going to participate in storing up treasure in the eternal kingdom because we see this stuff for what it is, just temporary Dust and a neat little form that fades away. But there's a place where the treasure abounds eternal. And that as we give to that, our hearts are drawn into him and his work. And so as a church, we're going to be people that give our money away. We're going to give and we're going to give and we're going to give. We're going to give to things like this give project to international mission work. And our hearts going to be spurred and drawn on towards that king kingdom work. We're going to be people that use our homes as places of rest for the weary and the broken, not as places where we can put up walls to block out those types of people. We're going to be a church that lend out our cars to people who need transportation because we can be inconvenienced. It's just temporary. We're going to be people that give food to the hungry. We're going to give shelter and care to the orphan and the widow. And we're going to give more and we're going to give more and we're going to give more. And we're going to ask the question, how much treasure can I store up in that eternal kingdom? Because that's what matters. That's what's eternal. It's not temporary. It doesn't just come and fade. It's forever. And most importantly, because when we belong to Jesus, we belong to him. And money no longer is our master. It does not own us. We are set free from it. What a beautiful, wonderful truth that we could belong to him.
Father, we thank you that in your generosity and your love for us you would set us free from what held us in captivity because we were being promised life in the path that leads to death. But we want the life that you offer. So would you remind us in your spirit of the resurrection power of Jesus? And would we be a church that participates in radical generosity? Because we are utterly and truly convinced that life is not found here. It's found in you. And we want to live and we want our hearts to be drawn towards you. Father, we love you and we pray this in the name of Jesus. Amen.
One of the ways that we regularly remind ourselves of where true treasure lies and who the true master is is by participating in the Lord's Supper. This is a very practical and tangible reminder for us. We have real tables with real drink and bread up here and in the back and up in the balcony there's gluten free in the back right over here. And up in the balcony as well. But it's a real practice that you and I are about to stand up and walk and really grab some bread and eat it. And it's a reminder of who Jesus is and what he has done for us, that he went to the cross so that you and I could be set free from the bondage to something like money. And this is what Paul says about it in First Corinthians. He says,
> "For I received from the Lord what I also delivered to you, that the Lord Jesus on the night when he was betrayed took bread, and when he had given thanks, he broke it and said, 'This is my body which is for you. Do this in remembrance of me.' In the same way also he took the cup, after supper, saying, 'This cup is the new covenant in my blood. Do this, as often as you drink it, in remembrance of me.' For as often as you eat this bread and drink the cup, you proclaim the Lord's death until he comes." (1 Corinthians 11:23–26, ESV)
So this morning, if you don't know Jesus, this practice isn't for you. Because we don't want you to be confused about who he is. We just want you to respond to Jesus, to respond in faith. This morning, though, if you belong to Jesus, this is a practice that we participate in, to remind ourselves of the cost of the generosity of our Father, that the Son would come and he would die on our behalf. And so take a moment wherever you are, and consider where is your heart? Where is the focus? And then confess. Confess that before the Father, but don't stop there. Come to the table and in coming, confess the work of Jesus that you and I have been set free from bondage and slavery to money. So when you're ready, come to the table and receive the most wonderful gift of his broken body and his poured out blood for you and I.